Flexible Business Line of Credit Solutions

Access capital when you need it with multiple line of credit programs designed for business owners and real estate investors. Fast approvals, competitive rates, and flexible terms.

Fast Approvals

Get approved in as little as 24-48 hours with our streamlined application process.

Flexible Terms

Choose from multiple programs with terms up to 36 months and revolving credit options.

Competitive Rates

Access some of the most competitive rates in the industry with no hidden fees.

Our Line of Credit Programs

Choose the financing solution that best fits your business needs. We offer multiple programs with varying requirements and benefits.

Flexible Business LOC
Revolving line of credit with interest-only options

Loan Amounts:

$5,000 - $1,500,000

Terms:

Up to 36 months with fixed payments

Key Benefits:

  • Unlimited draws and paydowns for up to a year
  • Interest-only payment options available
  • No prepayment penalties
  • Fast approval in less than a week

Requirements: Application + 4 months of business bank statements

Fast Approval LOC
Quick access to capital with easy approval

Loan Amounts:

Up to $100,000

Terms:

Shorter term with flexible repayment

Key Benefits:

  • Same-day funding possible
  • No hard credit pull during application
  • 50% discount on fees when paid early
  • High approval rate, industry-agnostic

Requirements: 1 year in business, $200K annual revenue

Portfolio-Secured LOC
Leverage your investment portfolio

Loan Amounts:

$50,000 minimum

Terms:

Up to 80% of portfolio value (LTV)

Key Benefits:

  • Below-market interest rates (4-6%)
  • Keep investments earning while borrowing
  • No admin or management fees
  • Zero application fee

Requirements: Marginable stocks/bonds/ETFs (No 401Ks or IRAs)

Business Purpose HELOC
Tap into property equity for business use

For:

Real Estate Investors & Business Owners

Coverage:

Nationwide (all 50 states where eligible)

Key Benefits:

  • Draw funds as needed, pay interest only on what you use
  • Keep portfolio intact while accessing capital
  • Perfect for acquisitions, renovations, working capital
  • White-glove concierge service

Use: Investment properties and business purposes only

Learn More

Success Stories

See how Zeus Commercial Capital has helped businesses across industries access the capital they need to grow.

Sarah M.
Restaurant Owner, Miami, FL

"We needed working capital fast to cover seasonal inventory and payroll. Zeus got us approved for a $75,000 line of credit in just 3 days. The flexible draw structure meant we only paid interest on what we used."

Fast Approval LOC

$75,000 • 3-day approval

Michael T.
Real Estate Investor, Dallas, TX

"I had $500K in stocks but didn't want to liquidate during a market upswing. Zeus structured a portfolio-secured line that let me access $350K for property acquisitions while my investments kept growing."

Portfolio-Secured LOC

$350,000 • 4.5% rate

James R.
Manufacturing Company, Charlotte, NC

"Traditional banks wanted too much paperwork and took weeks. Zeus understood our business, reviewed our bank statements, and approved us for $250K in under a week. Game changer for our expansion plans."

Flexible Business LOC

$250,000 • 5-day approval

Ready to Access Capital?

Get started with your application today. Our team will review your submission and contact you within 24 hours.